Which insurance companies offer discounts on fitness trackers and smartwatches?

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Which health insurance companies offer discounts on fitness trackers and smartwatches?

Best answer: Blue Cross Blue Shield and Kaiser offer standard discounts on Fitbit, Garmin, and other fitness brands. Aetna, Cigna, Humana, and United Health will let you earn a “free” fitness tracker by completing and logging tracked workouts. Most brands offer discounted gym memberships or reimbursements as well.

Why do health insurers offer discounts on fitness tech?

It’s not surprising that health insurance companies would offer you free fitness tech, hundreds off your medical bills, or subsidized gym memberships. The healthier you are, the less your insurer will have to pay on medical costs in the long run. 

For those insurers that ask you to earn points through workouts — Aetna, Cigna, Humana, and United Health — you’ll be asked to complete an annual health work-up to personalize your fitness goals. This also incentivizes getting patients into the doctor’s office to catch any other issues early.



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